A couple of weeks
ago, I spoke to a member of the social elite about insurance. His reply was: I
do not want to talk about it now because I am not planning to die. What a
shocking revelation! You can imagine how your parents would react if they
uncover the policy you have taken out to pay for their funeral expenses. It seems to be a taboo in this part of the
world- unless you want to be dubbed “Prophet of Doom”.
No one has a
crystal ball. Death is no respecter of persons and could send us to an early
grave. Whether you are wallowing in luxury or beggary, it does not matter to
death. What happens to your dependants after you have been yanked off planet
earth? Quite frankly, our extended family culture has been jettisoned and we
have imbibed individualism due to westernization. So, it is suicidal to leave
your children and spouse to the mercies of your relatives.
Have you ever pondered
on the state of insecurity in our society- spate of armed banditry, thefts, dilapidated
roads, inadequate pensions, high cost of educating children, non-existing
health scheme and rising unemployment rate? What will become of the wealth you have
amassed? The hope of bequeathing your stocks, houses, exotic cars, and
jewelries to posterity may be an illusion.
Insurance is a
sure-fire way to secure your numerous investments and hand down wealth to
progeny. There are many insurance policies tailored to fit you. Offerings
include health, fire, life, burglary, education, pension annuities, professional
indemnity, product liability and life savings.
You could start building a
lasting wealth for small, regular payments.
Why not include
insurance in your portfolio of investments?
